Student Health Insurance
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Overview
Student health insurance is an important part of any college student’s life. Attending college is a big step forward in a person’s life, and having access to quality health care is essential to staying on track and making the most of the college experience. Every student should have access to some form of health insurance, whether through their own private plan, their parents’ plan, or a school-sponsored plan.
Student health insurance plans are designed to provide coverage for a variety of illnesses, injuries, and medical services. Many plans also provide coverage for prescription drugs, vision care, and mental health services.
When getting health insurance, it is important to compare plans and understand the coverage options. Different plans have different levels of coverage and different prices, so it is important to understand what each plan covers and how much it will cost. Some plans may have a higher deductible or co-payments, while others may provide more comprehensive coverage.
Why do I need a student health cover?
It helps cover you for medical expenses while you’re studying abroad, including:
- Doctor visits
- Hospital
- Emergency Ambulance
- Prescription medicine
For some countries, you will need health insurance before you can apply for your Student Visa.
United Kingdom Immigration health surcharge is paid at the time of visa application fee allowing you to access National Health Services.
How to apply for student health insurance?
Contact your school's health services department. Ask for information about student health insurance plans that are available.
Research the different insurance plans. Compare the coverage and cost of each one.
Choose the plan that best meets your needs and budget.
Contact the insurance provider to apply for the plan. You may be able to apply online, by phone, or by mail.
Provide the information requested on the application form. This may include contact information, your school's name, and your student ID number.
Submit any required documentation to the insurance provider. This may include proof of identity and proof of enrollment in school.
Wait for your insurance company to approve your application. You should receive a confirmation letter in the mail.
Pay your insurance premiums on time. This will help ensure that your coverage remains active.
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